阿拉巴马州的旗帜.svg
阿拉巴马州政府的一个官方网站。

.gov意味着它是官方的。

政府网站通常以.gov或.mil结尾。在分享敏感信息之前,请确保你是在一个官方的政府网站上。

该网站是安全的

https://,确保你正在连接到官方网站,并且你提供的任何信息都经过加密和安全传输。

  • 主页
  • >
  • 保险要求是什么?

保险要求是什么?

每个经销商必须为其拥有的或与业务有关的所有车辆购买全面的责任保险。最低保险限额是:

25,000美元的人身伤害/人/事故
50,000美元的综合人身伤害/事故
25,000美元的财产损失/事故或75,000美元/事故的综合单一限额
(阿拉巴马州1975年法典第402-12-392条)

Each dealer must maintain blanket liability insurance coverage for all vehicles owned or associated with the business.

Minimum insurance limits are:

  • 25,000美元的人身伤害/人/事故
  • 50,000美元的综合身体伤害/事故
  • 25,000美元的财产损失/事故或75,000美元/事故的综合单项限额

(§402-12-392, Code of Ala. 1975)

交易员执照中的相关常见问题,一般
只有在许可证中增加了额外的地点时,才需要缴纳5美元的费用。
持牌经销商必须在进行场外销售前至少10个日历日申请场外销售活动许可证。申请费为25美元。 每个经销商许可年度的非现场销售活动不得超过3次,每次销售时间不得超过连续10个日历日。 必须在进行场外销售的地点展示一个临时标志。 非现场销售的促进者将被要求获得总的非现场销售许可证。促进者将被要求核实参与经销商的非现场许可证。促进者必须在申请中列出每个参与经销商的场外销售许可证号码。 如果经销商和促进者是同一个实体,只需要提供总的场外销售活动许可证。 (1975年阿拉巴马州法典第40-12-395条)。

Motor vehicle dealers must electronically update their dealer license information using MyDMV. A new insurance certificate and proof of power must be provided for the new location. Retail dealers must also furnish photographs of the new location and signage.

所有经销商都必须成为指定代理人。
许可证不是邮寄的。当你的申请被批准后,你会收到一封电子邮件,指示你登录到系统并打印你的执照。

指定代理人的资格要求。

  • Licensed Alabama motor vehicle dealers must have a current dealer license.
  • Licensed financial institutions – Submit a copy of their Title 5, Chapter 19, State Banking License or equivalent.
  • Pawnshops – Submit copy of Alabama Pawnshop License.
  • Insurance companies
  • Towing companies
  • Out of state financial institutions (manufactured homes only) – Submit copy of company’s State business or regulatory license.
  • Law Firms (manufactured homes only) – Submit copy of document evidencing that a principal of the firm is admitted to the State Bar.
  • Title Agents (manufactured homes only) – Submit copy of certificate of authority issued by the Alabama Department of Insurance.

Apply to become a designated agent by visiting MyDMV and Register as an Alabama Partner. Please note: the dealer regulatory license bond satisfies the Designated Agent bonding requirement. Non-dealers are required to post a surety bond in the amount of $50,000, payable to the State of Alabama.

When the application is approved by ALDOR the Designated Agent account will be set up in MyDMV.

All designated agents are required to complete their Designated Agent Training courses online before their access is granted. Once the training is complete the Designated Agent is allowed to process title applications through MyDMV.