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  • How does the state verify liability insurance coverage?

How does the state verify liability insurance coverage?

The online insurance verification system (OIVS) uses web services for real time verification of policy information with insurers. The OIVS is accessible to the department, licensing officials, and law enforcement. If OIVS does not return a “confirmed” response to the department, licensing officials, or law enforcement, the registrant will be required to present the evidence of insurance document. The Alabama Department of Revenue (ADOR) continues to attempt to verify the policy information submitted and will follow-up on any unconfirmed responses received from the insurer by sending a verification notice to the registrant.

The online insurance verification system (OIVS) uses web services for real time verification of policy information with insurers. The OIVS is accessible to the department, licensing officials, and law enforcement. If OIVS does not return a “confirmed” response to the department, licensing officials, or law enforcement, the registrant will be required to present the evidence of insurance document. The Alabama Department of Revenue (ADOR) continues to attempt to verify the policy information submitted and will follow-up on any unconfirmed responses received from the insurer by sending a verification notice to the registrant.
Related FAQs in General - Liability Insurance, Liability Insurance

The ONE SPOT system will allow returns to be filed with ACH Debit and ACH Credit method payments only. The system will not allow an ACH Debit taxpayer to complete their return filing without completing the necessary information to authorize the ACH Debit payment. The ACH Credit payment is separate from the ONE SPOT system and must be initiated by the taxpayer through their banking institution. Returns successfully submitted for ACH Debit and ACH Credit taxpayers will be exported to the local government.

Upon the completion of the Third Party Designation Form, ALDOR can provide the returns, payments and payment data files to the authorized third party administrator.

When an electronic payment is received by ALDOR in error, the payment will post to the taxpayer’s ALDOR local tax account. ALDOR will not be able to automatically transfer these payments to the non-administered local government due to the possibility the taxpayer’s payment will reject after ALDOR has transferred the payment, causing complicated collection issues. ALDOR will need the taxpayer to advise the Department with what to do with that payment.

The only non-administered local government taxes to be processed through ALDOR will be payments received as the result of legal action, such as final assessment, garnishments, and liens, entered into when the local government was state administered. Payment data for these payments will be available during the first week (5-10 working days) of the month following the tax collection period through the ALDOR website.