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  • What does the state do with the insurance information I provide for verification of insurance coverage information?

What does the state do with the insurance information I provide for verification of insurance coverage information?

The DOR will use the information to attempt to verify insurance coverage with the insurer. If insurance is verified (i.e. confirmed) successfully, the MLI record will be closed. If insurance is not verified (i.e. unconfirmed), the registrant should contact their insurer and request that the insurer provide evidence of insurance coverage (statement on insurer’s letterhead) for the vehicle on the insurance verification date. The evidence can be submitted electronically to DOR at: www.besuretoinsureal.com or it can be submitted to their local licensing official.

The DOR will use the information to attempt to verify insurance coverage with the insurer. If insurance is verified (i.e. confirmed) successfully, the MLI record will be closed. If insurance is not verified (i.e. unconfirmed), the registrant should contact their insurer and request that the insurer provide evidence of insurance coverage (statement on insurer’s letterhead) for the vehicle on the insurance verification date. The evidence can be submitted electronically to DOR at: www.besuretoinsureal.com or it can be submitted to their local licensing official.
Related FAQs in Insurance Verification Request, Liability Insurance
No. Go to www.besuretoinsureal.com , visit local licensing office or contact the MVD. If insurance coverage cannot be verified, variances between the Vehicle Identification Number (VIN), insurance policy number or National Association of Insurance Commissioners (NAIC) number provided to local licensing officials could be different and could result in the insurer being unable to verify insurance coverage for the vehicle. To determine a possible VIN discrepancy, the registrant should check the VIN listed on their insurance card and registration receipt to find any discrepancies. If the VIN on the registrant’s insurance card is incorrect, the registrant should contact their insurer to get the information corrected. If the registrant believes the VIN reflected on the registration receipt is incorrect, the registrant should check with their local licensing official.
The registrant should visit their local licensing official to surrender the license plate within thirty days of the MLI verification notice. Failure to surrender the license plate within 30 calendar days of the MLI verification Notice will result in suspension of their vehicle registration.
The DOR will use the information to attempt to verify insurance coverage with the insurer. If insurance is verified (i.e. confirmed) successfully, the MLI record will be closed. If insurance is not verified (i.e. unconfirmed), the registrant should contact their insurer and request that the insurer provide evidence of insurance coverage (statement on insurer’s letterhead) for the vehicle on the insurance verification date. The evidence can be submitted electronically to DOR at: www.besuretoinsureal.com or it can be submitted to their local licensing official.
Registrant should visit their local licensing official to pay the required reinstatement fee ($200 for first suspension; $400 for second and subsequent suspensions) and provide evidence of current Alabama liability insurance coverage. If the vehicle was in exempt (stored, inoperable, or other unused) status the registrant should visit their local licensing official to surrender the license plate within thirty days of the MLI verification notice. Failure to surrender the license plate within 30 calendar days of the MLI verification Notice will result in suspension of their vehicle registration.
The registrant will need to provide documentation (bill of sale, etc.) and surrender the license plate to the local licensing official to complete the revocation process. Form MV 32-7A-5 -Request for Registration Revocation is available to provide to the licensing official when the license plate cannot be surrendered.
The vehicle registration reinstatement fee provided for in the MLI law is a separate fee from the ticket fines related to tickets issued by law enforcement and assessed by the Administrative Office of Courts (AOC) or the local court system. In accordance with Section 32-7A-12, Code of Alabama 1975, the department will suspend the vehicle registration of any motor vehicle determined to be in violation of Section 32-7A-4, Code of Alabama 1975. In the case of a first violation, the department shall terminate the suspension upon payment of a reinstatement fee of $200 and the submission of proof of current insurance coverage on the vehicle. In the case of the second or subsequent violation, the department shall terminate the suspension upon payment of a reinstatement fee of $400 and submission of proof of current insurance coverage on the vehicle. The MLI law administered by DOR deals with vehicle registration. The MLI law administered by ALEA deals with the driver license. Please contact the law enforcement agency reflected on your citation for more information if needed.