Flag_of_Alabama.svg
An official website of the Alabama State government.

The .gov means it's official

Government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on an official government site.

The site is secure

The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

The .gov means it's official

Government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on an official government site.

The site is secure

The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

  • Homepage
  • >
  • I have an Out of State (OOS) Policy in Effect on my vehicle, can I use that to clear my MLI record?

I have an Out of State (OOS) Policy in Effect on my vehicle, can I use that to clear my MLI record?

Every Alabama registered motor vehicle must be covered by an Alabama liability insurance policy. A registrant may contact their insurance company to convert the OOS policy to an Alabama policy. If they can convert to an Alabama policy, the registrant must contact their insurer to provide both the OOS policy in effect on the verification date and the current Alabama policy information to the DOR via the upload portal at www.besuretoinsureal.com. Both policies will need to be confirmed in order to prevent suspension of the vehicle registration.

Every Alabama registered motor vehicle must be covered by an Alabama liability insurance policy. A registrant may contact their insurance company to convert the OOS policy to an Alabama policy. If they can convert to an Alabama policy, the registrant must contact their insurer to provide both the OOS policy in effect on the verification date and the current Alabama policy information to the DOR via the upload portal at www.besuretoinsureal.com. Both policies will need to be confirmed in order to prevent suspension of the vehicle registration.
Related FAQs in Liability Insurance, Out of State Insurance
The local licensing office or Property Tax Division should be contacted to answer this question at (334) 242-1525.
An MLI verification notice is mailed to the address on the vehicle registration and/or emailed (if email address is available) to registrants asking for proof of insurance coverage for the vehicle on the verification date. If no response is received after 30 days from the MLI verification notice, the license plate has not been surrendered within 30 days or insurance cannot be verified by the DOR, a NOS is mailed to the registrant notifying them that their registration has been suspended.
The insurer should be asked to visit www.besuretoinsureal.com to provide the department confirmation of coverage on the vehicle for the requested verification date as shown on the verification notice. The confirmation should be provided on the insurer letterhead and submitted from the insurer’s email address indicating the response is being provided directly from the insurer.
No. Go to www.besuretoinsureal.com , visit local licensing office or contact the MVD. If insurance coverage cannot be verified, variances between the Vehicle Identification Number (VIN), insurance policy number or National Association of Insurance Commissioners (NAIC) number provided to local licensing officials could be different and could result in the insurer being unable to verify insurance coverage for the vehicle. To determine a possible VIN discrepancy, the registrant should check the VIN listed on their insurance card and registration receipt to find any discrepancies. If the VIN on the registrant’s insurance card is incorrect, the registrant should contact their insurer to get the information corrected. If the registrant believes the VIN reflected on the registration receipt is incorrect, the registrant should check with their local licensing official.
The registrant should visit their local licensing official to surrender the license plate within thirty days of the MLI verification notice. Failure to surrender the license plate within 30 calendar days of the MLI verification Notice will result in suspension of their vehicle registration.
The DOR will use the information to attempt to verify insurance coverage with the insurer. If insurance is verified (i.e. confirmed) successfully, the MLI record will be closed. If insurance is not verified (i.e. unconfirmed), the registrant should contact their insurer and request that the insurer provide evidence of insurance coverage (statement on insurer’s letterhead) for the vehicle on the insurance verification date. The evidence can be submitted electronically to DOR at: www.besuretoinsureal.com or it can be submitted to their local licensing official.